[rustyp]

[QUOTE=Blueblaze;2091758]Gee thanks, Uncle Sam!

So you're saying I can get a tenth of the real inflation rate, on $20k of the nest egg that took us 30 years to save? Wow, that's almost as much as a burger flipper makes! Let's see, when you let me have it back, five years of 100% inflation from now, that'll be worth, what, one month's groceries and CDD fees? Gee, a whole other month before we go on the Alpo diet!

And I thought you were mad at me or something!

But howcome only $20K? Since all it costs you is funny money, anyway, why not let us do the whole thing? Even 10% is better than playing Wall Street Roulette![/QUOTE

One reason is the government does not want mass exodus from the stock market every time there is a hiccup. It would collapse the economy.

There is a way for a married couple to do up to $45K per year . Not easy but possible. I know we have been raised in the I want it all and I want it now society but if one would have started and maxed out a few years back the nest egg getting a little bigger. So if it is so insignificant as many complain max out what you can today. If it is insignificant it won't put a dent into whatever sure fire investment scheme you've discovered. Just a little tiny bit of insurance.