Quote:
Originally Posted by bragones
Considering many households are couples and the $10k annual limit is per person, the investment amount for couples is $20k annually...a little better.
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You can also gift each other a bond of 10K apiece - now up to $40K.
Then you can also buy $5K using your tax refund - now up to $45K is possible.
CAUTION - get an education on the limitations of the above two items some call the back door. However it is legal.