Whatever you do, make sure you take the RMD prescribed by the IRS. If you choose not to take the withdrawal and debate the issue with the IRS, it will be VERY expensive. The penalty tax rate for failing to take the RMD and paying tax on the withdrawal is a 50% tax as I recall.
Withdraw the RMD and debate with the IRS later. If you’re right, you’ll get a refund.
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Politicians are like diapers--they should be changed frequently, and for the same reason.
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