Talk of The Villages Florida - View Single Post - Required Minimum Distribution
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Old 05-05-2022, 11:49 AM
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Smalley Smalley is offline
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Quote:
Originally Posted by davem4616 View Post
the following year your RMD will be lower due to the market decline...so maybe between the two years your RMD's will even out if the tax bracket stays the same for you

you're going to have to take the RMD...what you do with the money once Uncle Sam get's his cut is up to you

the comment about the charity might be a way to dodge the tax...but I'd check with your tax advisor to make sure that applies even if you do or don't itemize...the tax rules seem to change from year to year...
The Qualified Charitable Contribution is available to you no matter if you itemize or don't. The money leaves your tax-deferred account pre-tax.