Talk of The Villages Florida - View Single Post - Required Minimum Distribution
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Old 05-07-2022, 12:23 PM
TNGary TNGary is offline
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Quote:
Originally Posted by petsetc View Post
I am at a loss to see the difference between doing and in-kind transfer out of an RMD, which is fully taxable at market value or selling and immediately repurchasing in a taxable account except for a possible price change during the few days involved. The only possible other reason, which seems not to be addressed is that ownership date may or may not reset in an in-kind transaction.
Yes your correct I believe, regarding price change difference, which could be significant as we have seen with all of the market fluxuations, such as you sold at $140 a share and have to repurchase @ $145 a share, not to mention taxes you must pay.

Also thank the poster for the link regarding in kind transfer. A lot of great talent on these posts!!