[retiredguy123]

Originally Posted by Babubhat

New IRS interpretation will screw your heirs. Annual distribution for them is required. They likely will pay more tax if working than the benefit you received.

The new IRS 10-year RMD rule isn't what we thought it was

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Inherited IRA rules are a pain in the neck. For some people, the best thing to do is to systematically convert your traditional IRA to a Roth and save your heirs a lot of hassle. Do the math and watch out for IRMA.