Talk of The Villages Florida - View Single Post - Are On-line Banking Safe?
View Single Post
 
Old 05-11-2022, 10:19 AM
daniel200 daniel200 is offline
Senior Member
Join Date: Mar 2021
Posts: 271
Thanks: 1
Thanked 236 Times in 115 Posts
Default

Yields are moving in a good way. Short term bond funds like The Vanguard Short Term Bond index (symbol BSV) … have also lost money in the last 3 months as interest rates have moved up. (The price has moved from 79.71 to 77.04 for a loss of $2.67 .. or a loss of 3.3%). Short term bond funds are not immune to rapidly rising rates …

I like short term US treasuries now.
Today you can buy:
6 month treasury with a yield of 1.51%
9 month treasury with a yield of 1.88%
12 month treasury with a yield of 2.18%

You are guaranteed not to lose money on these as long as you hold them until maturity.

I purchase online at Fidelity. But there are many other places to purchase these.