The OP was in a neighborhood, when I am in a neighbor in my cart I generally drive down the middle of the road. The roads are not that wide and most everyone only goes about 20 mph.
Once out of the neighborhood and onto a main road or a double lane road, I agree with many here. It is a drivers responsibility to keep traffic moving and not cause a hazard. Keep to the right. If you are not in the right lane when ever there is more then 1 lane the drivers responsibility it to either keep up with the car in front of them or move to the right lane, there is no other choice.
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