There is no free lunch, just choices and good luck and bad luck with life and world events beyond our control. There is no one right answer for everyone, as each person's situation is usually unique with respect to all the potential variations of wealth and family situations.
The Roth IRA is a choice, and if it works for you given your unique circumstances, GREAT! For others, it might not make sense. That's what a great financial planner can help you make a choice, and understand your unique situation and potential outcomes. The issue is always that the future is uncertain, and for two couples in the exact same situation can make the same choices, and the outcomes can be completely different due to events beyond one's control. The different can be a state / federal pension plus benefits, or having social security and a 401K
Just remember, in the long run, we are all dead. . and in the short run, some of us will be dead. . .
I don't think anyone here disparaged anyone else's choices, and one person's successful choices might not be the best for someone else. The difference could be as simple as the difference between tax minimization strategy and a wealth maximization strategy.
good luck
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