Talk of The Villages Florida - View Single Post - GEICO to pay $5,000,000 for insured having sex in car! Will this affect insurance?
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Old 06-09-2022, 11:39 AM
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Originally Posted by retiredguy123 View Post
I doubt that it will affect auto or homeowner's rates at all. When I got an auto insurance quote from Geico last year, the maximum liability coverage they would offer was $250K.
If you have $250,000 coverage and the judgment is for $5 million, the first $250,000 would come from Geico. I read everyday about home insurance rates going up because the homeowner's insurance had to pay $15,000 - $20,000 for a new roof. If paying $15,000 to $20,000 causes your home insurance to go up, I would expect that paying $250,000 would cause rates to go up even more.