Quote:
Originally Posted by mtdjed
There are certain self-serving experts on TOTV that attempt to denigrate posters who express their opinions with statements like show me your facts. Opinions are opinions of the poster. They are formed by life experience. We are all entitled to them without challenge. They may be wrong. Facts are not necessarily truths. It may be a fact that 55% of Scientists surveyed agree with a certain subject. Even though that fact may be true (Being that 55 % of surveyed scientists agree), that does not mean that what they agree with is true.
Recent posts regarding global warming or Climate change are examples. Some posters find some way of transitioning any topic to an argument on climate change. A big snowstorm in the southern hemisphere news article morphed into climate change.
So given that statement, I will state an undeniable fact that I was told today that my home cannot be insured by State Farm here in The Villages because it has a roof installed more than 15 years ago, (despite having 20-year guaranteed shingle on the roof that has been inspected as ok). That is a new qualification requirement. (Recall that what was I was told).
Looking for insurance options.
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Not sure why you would ask insurance questions here. I would ask an insurance broker.
Far as insurance the risk is accessed by the company. You simply can not argue or appeal to logic-that is the company position. Not all companies have the same position.
All insurance companies do not use the same risk profile.
We tend to think I've been with the company for xx years never had a claim they should support me. The reality, we've used that company for xx years they know you do not shop around. Often they give a better rate to attract new customers than they give to customers who have been with them for a while.