I have the Type-1 surge protector from Seco and had Pike install the Type-2 in my circuit breaker box yesterday. This may be a little overkill but there is no way 100% guarantee you are going to be able to stop a dangerious surge so you can only do as much as you can. Pike is expensive but they install the best Eaton Ultra surge protector and they did an excellent job cutting the sheetrock under my panel and installing the protector. They also moved two circuits so they could install the protector breaker as close as possible to the main keeping the wires short. They came the same day and a licensed electrician does the work.
When i was in NY i installed the very same surge protector myself and never had an issue with surges while my neighbors did. This surge protector is very difficult to install in our circuit breaker boxs here in the Villages because the access holes in the panel aren't always positioned so the breaker can be mounted flush with the wall. So if you are planning to do it yourself be prepared to drill a new hole or modify one of the existing ones or just have a licensed electrician like Pike do the install and your done. This is really not a DIY type project unless you are very familiar working with the electrical panel because you are working very close to the main.
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