Quote:
Originally Posted by Villages Kahuna
Paying it off over the 20 year term might be a good idea. The municipal bond has a very low interest rate, much lower than any individual can get. So the question is—can you get a higher rate of return investing the $1,100 per month than the muni bond interest rate? The answer is almost certainly yes.
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According to 15 to 20 above posters it’s not monthly! 
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