A lot depends on where you are located in The Villages, the area serviced by SECO seems to have a very low outage rate. This is where we are located and I can count the outages in the last9 years on one hand and the outages exceeding 1hour on 1 finger. I see no need for an emergency generator, however if you decide you need one, I would suggest a small inverter based unit (1.5 to 2 kw) located outaide away from windoes with a suitable way to get temporary cords to the equipment that needs to be operated.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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