Talk of The Villages Florida - View Single Post - Do you have sinkhole and flood insurance?
Thread: Do you have sinkhole and flood insurance?
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Old 06-24-2022, 01:09 PM
retiredguy123 retiredguy123 is offline
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Originally Posted by BlueStarAirlines View Post
Does the FEMA maps ever get updated? When I look it shows 2013 as the last update for my new village. Because my contract for the new house has the line that I am in a flood zone, my mortgage company is requiring that I get it.

I'm okay with getting it if it is really required, but it just seems like all these decisions are based on somewhat dated information. Is a flood zone in 2013 still a flood zone in 2022 when the entire area has literally been changed?
Flood plain maps are always in the process of being updated. But, usually, new house construction will not improve the chance that your house will no longer be in the flood zone, unless there has been some type of flood prevention project constructed in the area.