These policies are nothing more than a marketing tool for realtors to sell a house. They often encourage the seller of a home to purchase this to give to the buyer to give them a false sense of security. We had it included on a house we purchased back in the early 90's in NC. The first January we were in there the heat pump died and needed to be repaired. Contacted AHS and they sent somebody local out a couple days later. Same story...they needed a part to fix it so they would have to order it and it would take a couple weeks to get it. Fortunately, it wasn't horribly cold out and we did have a fireplace that was also a heater so we were fine during the day and we all slept in the living room near the fireplace at night until it was fixed. I would never actually purchase one of these policies and I don't really consider it a benefit when it comes with a house I am buying.
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"The secret of successful managing is to keep the five guys who hate you away from the four guys who haven't made up their minds." - Casey Stengel
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