Talk of The Villages Florida - View Single Post - Insurance Policy Question
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Old 06-27-2022, 10:45 AM
retiredguy123 retiredguy123 is online now
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There is no way to tell. I had Allstate auto insurance for 30 years and, last year, they raised my premium by 32 percent. I switched to State Farm and their premium was less than half of the Allstate premium. When I asked State Farm why the premium was so low, they said that it was because I had been with Allstate for 30 years. When I told Allstate what they said, the Allstate guy said that I should switch to State Farm. Go figure.

I would suggest that you shop separately for home and auto insurance. You can often get a better deal if you don't bundle the policies. If they offer you a multi-policy discount, do the math. I was once quoted a 25 percent discount for a bundle, but that was before the other discounts were applied. The actual bundle discount was less than 3 percent.