This is impossible to accurately answer without more details.
You didn't tell us about your health, age, or medications that either of you use. Perhaps you want to have some privacy, which is understandable.
Take myself and my spouse, both retired feds eligible for separate plans. I, as a young (by TV standards) healthy male, have an inexpensive high deductable plan. Whereas my wife, a diabetic with cancer has completely different needs.
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