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Originally Posted by tophcfa
Cannot deny coverage, but can make coverage ridiculously unaffordable. How about making fraudulent roof claims a crime, and then correspondingly reducing insurance premiums for responsible homeowners?
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I don't understand these claims by insurance companies about fraud. I had my roof replaced by a contractor who could not do any work until the insurance inspector check the need for the work to be done. Then the insurance company had the say, yes the need is there or no, there is no need. I have work twice with my insurance company on claims and both times I needed an approval from them before they would pay. Maybe some of their inspectors get payoff.