Talk of The Villages Florida - View Single Post - Insurance companies denying coverage due to roof age...ending July 1st
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Old 07-02-2022, 08:26 AM
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Quote:
Originally Posted by Topspinmo View Post
...... Replacing shingled roofs every 10 years or when little wind and pea size hail happens.
I used to do roofing up north for a few years in my younger days. I never replaced a roof that was not leaking, or it was not visually so far past its warranty that it was decaying before your eyes.
A little while ago I got a knock at my door. It was a roofer who claimed to be sent by my insurance company. He examined my roof, showed me pictures of it and claimed it was hail damage. I needed to replace my roof or my insurance would be dropped. I immediately called my insurance rep and she verified that the roofer was indeed from my ins company. So I checked my attic and crawl spaces to look for leaks. If your roof is leaking, you will find out quick. I could find nothing, bone dry. My roof was 17-years old ; it was a 30 or 35 year warrenty; I was going to replace it in three years anyway.

Again, why would anyone replace a roof that's not leaking?