[Virginians]

I don't agree that health care is expensive.

Before we retired, my wife's job paid $550/mo, we paid $275 and our average co-pay divided by 12 mo = $25. Up until last month our health care cost $850/mo and we didn't care because her work paid for most of it. 6 months ago I had a colonoscopy costing $4000 and didn't care because our co-pay was $100.

Now that we are on our own, I care and like when I buy a car, I shopped around. Our new Anthem insurance policy is $ 330/mo. Its very simple. Every year we pay the first $6000 and they pay the rest up yo $7,000,000. Worst case would be divide the $6000 by 12 to get $500 added to our premium of $330 = $830 per month. Best case would be $330/mo.

My daughter was shocked to learn about our low premium at 62 years old. For her family the same coverage turned out to be $139/mo. By the way my next colonoscopy will be at a better rated place that Anthem has negotiated a cost of $900.00. The policy also pays 100% of yearly check ups including mammograms.