Talk of The Villages Florida - View Single Post - Insurance companies denying coverage due to roof age...ending July 1st
Thread: Insurance companies denying coverage due to roof age...ending July 1st
View Single Post
 
Old 07-02-2022, 05:20 PM
Pairadocs Pairadocs is offline
Soaring Eagle member
Join Date: Oct 2020
Location: Here, there, a lot of time in the Caribbean and keys, not much time spent in cold climates
Posts: 2,317
Thanks: 1,777
Thanked 2,078 Times in 893 Posts
Default
Quote:
Originally Posted by mikreb View Post
Beginning July 1st insurance companies in Florida can no longer deny coverage if the roof is under 15 years of age. If the roof is 15+ years old and insurance company requires roof replacement to continue coverage you can hire a licensed inspector to examine the roof. If the inspector determines there is a minimum of 5 years of life left on the roof the insurance company cannot deny new coverage or renewals.

Ah but they do anyway ! Hired two different ACTUAL roof inspectors who said roof had much more than 5 years left, and could be up to 10 based on the quality of the original roof and condition. However, not good enough for American "Integrity" (I question that part of the name !) insurance company, and.... we even included a wind mitigation inspection too. There is "something" very, very, VERY FISHY in this land of fish and water......concerning insurance and "roofs".