Quote:
Originally Posted by Flyers999
I used to do roofing up north for a few years in my younger days. I never replaced a roof that was not leaking, or it was not visually so far past its warranty that it was decaying before your eyes.
A little while ago I got a knock at my door. It was a roofer who claimed to be sent by my insurance company. He examined my roof, showed me pictures of it and claimed it was hail damage. I needed to replace my roof or my insurance would be dropped. I immediately called my insurance rep and she verified that the roofer was indeed from my ins company. So I checked my attic and crawl spaces to look for leaks. If your roof is leaking, you will find out quick. I could find nothing, bone dry. My roof was 17-years old ; it was a 30 or 35 year warrenty; I was going to replace it in three years anyway.
Again, why would anyone replace a roof that's not leaking?
|
To anwer your ?, because they can and the property owner gets a brand new roof for the deductible. I was in the insurance adjusting biz for 40 years. Roofers have learned to game the system. Agree with you 100% about the leaking. Most, if not all, of the claims are for worn out roofs which have minor cosmetic damages.
It is not a hard sell for the roofer, when they promise a brand new roof and the homeowner signs over their rights under an AOB(Assignment of Benefits) contract.
If you want to see more fraud, wait till the next big hurricane. Fortunately for TV this probably will not cause damage, but will cause huge increases in the premiums as we share the risk and will pay huge claims for damages to other places in Florida.