A supplement plan (plan f/g/n etc..) is far superior than advantage plans and will save you money each year.
The biggest thing that most people don’t know is that once you go with an advantage plan (say at 65), you probably won’t be able to switch to a supplemental plan in the future so your stuck with the advantage plan forever. If you have ANY precondition or have some issue the prior 2 years before applying for a supplement, they won’t accept me. I know it happened to me. I had a plan g supplement and when I moved to florida I went shopping for another plan g plan from florida. I didn’t get accepted even by the same company that I had the current plan g because I had some issues the prior months of applying. I was screwed. I did talk with my out of state plan g provider and they said I don’t need a new plan since any supplement plan is good country wide. Staying with my out of state plan, I’m saving over $50 a month over what a florida plan would cost
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