Expect the entire Florida Insurance Cartel to respond in the same way to the new law that prevents them from rejecting perfectly serviceable roofs on the basis of age. They're in a snit because they can't force you to buy a new roof every ten years.
The solution is competition from the majors, but those morons are convinced that the entire state of Florida is just one big suburb of Miami. Most of them are based closer to new Jersey than we are from an ocean, but even when they all lost billions insuring a bunch of poorly-built homes from a little cat 1 storm named "Sandy" a few years ago, not a single one pulled out of New Jersey. For crying out loud, the entire state of New Jersey is closer to the ocean than we are! Our homes are 80 miles from the coast and built to wind-mitigation standards, but the morons at the majors treat us like The Villages is on stilts at Miami Beach.
So we're at the whims of a cartel of no-name little fake insurance companies based in Florida, who probably couldn't pay a claim, anyway. And THEY'RE TOO DUMB to realize that the solution to a 15 year old roof is JUST DON'T INSURE THE DAMN THING AT FULL REPLACEMENT VALUE! Much simpler to hike your rates so you're write your congressman to repeal the new law, than to do the math and create a damned depreciation table!
Dumb... dumber... DUMBEST!
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