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07-22-2022, 07:11 AM
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Gold member
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Join Date: Mar 2019
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Quote:
Originally Posted by retiredguy123
There is not much difference, if you are not paying a commission to buy and sell shares, and your broker is calculating your cost basis and taxable events for you. The only other difference would be if you want more liquidity. With Vanguard mutual funds, I can transfer money from a mutual fund to my money market account online, and write a check immediately. But, as I said, IIM appears to be a good investment. I don't use a brokerage account because I have always been able to find an equivalent alternative for almost any type of investment using no load mutual funds.
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Have you looked at Target Maturity Bond ETF's?
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