Quote:
Originally Posted by Jdburns11
Been here almost a year; the only thing that makes me want to throw up more than Car Shield commercials are the insane amount of accident attorneys asking you to call them for almost any reason whatsoever. So my serious question(s) is/are this:
Is Florida for some reason by state law or statute easier to sue or take people to court for gross amounts of money than other states? I know “it depends” but should I consider increasing liability limits even more outside of what I would normally do for coverage based on assets & such? I’m not scared to drive & have a clean record, but I think about it all the time.
… and for what it’s worth - did everyone else’s car insurance rates go up 10-20% without any claims or driving record infractions for 2022 or is it just me?
Appreciate any considered thoughts, opinions, insights or perspectives!
Respectfully, DB
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Regarding your question regarding suing for high amounts, a person can only try to win a judgement based upon the severity of the injuries, unless it a case(such as an egregious DUI) and the attorney pursues you for punitive damages.
I was in the insurance adjusting business and Florida(especially S. Florida) is hightly litigious. Do not know your insurance or your assets. Need to discuss limits with your insurance agent. My insurance went down due to moving to TV. In. S. Florida it was 30% higher.