Quote:
Originally Posted by Michael G.
I for one don't like the no-fault car accident state.
Some drunk can be at fault in 3 accidents in a month, and it's totally not his fault. 
As for insurance coverage, get as much as you can afford. |
As far as this post, both points are related. As far as insurance, you only need insurance if you have wealth, property etc to loose. An attorney will as a first step check the assets of the person, company etc that caused the damages.
We see this regularly. They sue the big pockets.
All insurance, the insurance company uses a loss table to decide chance of a payout. All kinds of strange things affect their risk. Credit score is an interesting one.