Quote:
Originally Posted by Jdburns11
Been here almost a year; the only thing that makes me want to throw up more than Car Shield commercials are the insane amount of accident attorneys asking you to call them for almost any reason whatsoever. So my serious question(s) is/are this:
Is Florida for some reason by state law or statute easier to sue or take people to court for gross amounts of money than other states? I know “it depends” but should I consider increasing liability limits even more outside of what I would normally do for coverage based on assets & such? I’m not scared to drive & have a clean record, but I think about it all the time.
… and for what it’s worth - did everyone else’s car insurance rates go up 10-20% without any claims or driving record infractions for 2022 or is it just me?
Appreciate any considered thoughts, opinions, insights or perspectives!
Respectfully, DB
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We lent one of our cars to friends who just moved to TV and had not yet had a chance to purchase their own car. She was in an accident here in TV and our car was totaled. Thankfully, she was uninjured. The two other pickups that hit her (we think they were gardeners) looked to have sustained relatively minor damage. My friend was at fault, but since the vehicle was ours, our insurance is primary. Both of the other drivers are suing us. One has hired Dan Newlin. Our agent told us that FL has 8% of all accident claims with our company but represents 94% of all law suits. Dandy. We are still awaiting settlement. 😥