Quote:
Originally Posted by Keefelane66
I have UHC Plan F (paid by Employer retirement) over the last 3 years $0 out of pocket for Hospital stay/procedures Abdominal stint placement
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UHC Plan F is a Supplement the OP is asking about Advantage Plans, apples, and oranges. A supplement is 100% better, there are no networks, no referalls or approvals, go to any Dr. or hospital the monthly premium is more with a Supplement. The out-of-pocket is more with an Advantage Plan. The OP may not qualify for a Supplement due to preexisting conditions. Pick your plan carefully you only get one chance to get a Supplement with a guaranteed issue. Be sure to ask about the trial period when you sign up.