Quote:
Originally Posted by rhood
We switched this year to Florida Blue HMO From United Health and so far it has been good, with only a small copay to our optometrist, but we are considering going back to United. We’ve had no other out of pocket expenses.
I am looking at knee replacement in the future. Does anyone have an opinion of which plan would have the best coverage for this surgery?
Thanks
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Here is an actual answer to your question. We have the Florida Blue Advantage PPO plan. Our monthly premium is $0. We’ve have a $10 copay for our physicians, and a $47 copay for specialists with no referral needed. My wife has had 2 hips replaced (Dr Locker), a knee replacement (Dr Duke), and successful cancer surgery (Moffitt/Tampa). Since we don’t have UH I cannot compare but with Forida Blue there is a daily hospital charge (around $300) for the first 4 days then all is covered. For hip and knee replacement only one night in hospital. With both UH and Fl BL plans you will get a much better selection of Specialists with a PPO vs HMO. Dr Duke (Ocala) and Dr Locker (Ocala) are highly recommended on TOTV.