Quote:
Originally Posted by retiredguy123
I disagree. If the business has no process for providing an actual receipt, you have no way to effectively dispute a bogus or fraudulent credit card charge. They can charge your credit card for any amount or multiple times, and there is no verification that you did or did not make a purchase. The paper receipt verifies each transaction. I don't think COVID has anything to do with it. I have not done business with any company that doesn't accept cash and will not provide a receipt for a credit card transaction. Are there any other businesses in The Villages with that policy?
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According to the OP, a receipt IS provided via email. I have never encountered a business that would not provide a receipt though rarely will I walk in and see the attendant to get a receipt when the gas pump is out of paper.
Do you believe you can fight multiple transactions by claiming you don't have a receipt? I can say I only have one receipt for Monday night at World of Beer but that isn't proof that I didn't walk out of the restaurant and have another round at the outside bar. Even having a receipt in your pocket is not proof that you left a smaller tip than what was entered - I could easily write different amounts on the store copy and my copy.
A receipt *does* confirm what is being charged. Having a receipt could be used to show that charges were added after the card was swiped the first time (if the software even allows that).
I like to have a receipt so I can remember to enter the transaction in the accounting software I use and then use that to reconcile the account at the end of the billing cycle. Then if the records don't match I can dispute the charges. An email receipt works fine for this.
COVID may not have been the start of cashless payments and email receipts but it certainly accelerated it.