Quote:
Originally Posted by retiredguy123
Sams, Publix, and gas stations accept cash. I think you can also pay utilities with cash. I agree that online stores are different.
I am just surprised that so many people are willing to do business without the normal and accepted transaction safeguards.
|
This is making me rethink what I am comfortable with.
What does a restaurant receipt in my hands prove? It doesn't show anything about a tip since I could write different amounts on the store copy and my copy. It *does* show that I had the chicken sandwich and not the filet mignon but is that really a concern? Is it likely or even possible for a restaurant to reopen the check and change the list of items after the card has been run? I don't know the answer to that so even though I have NEVER had a problem in over 25 years of using a credit card I think I will still keep restaurant receipts.
There is always (?) a signature required at a restaurant. It could be a silly squiggle on a touch pad but it's something. If I dispute a charge and the restaurant produces a receipt that doesn't have my signature then that's a problem. And, I trust that the software that accepts the squiggle is configured and protected so that it would produce the same list of items that I put my squiggle under. So maybe I don't even need restaurant receipts, but I think I will keep them around for a while anyway.
I feel perfectly comfortable accepting an email receipt. I don't need a bunch of little pieces of paper cluttering up the office.
I very rarely pay with cash anymore; three times in a year would be a lot. Cash can fall out of my pocket, cash can be accidentally left on the table, cash can be stolen. Yes, a credit card can be lost, forgotten, or stolen also but there are fraud and theft safeguards for credit cards. Cards can be locked or replaced and charges can be removed but once cash is gone, it is gone for good.