Quote:
Originally Posted by Bill14564
This is making me rethink what I am comfortable with.
What does a restaurant receipt in my hands prove? It doesn't show anything about a tip since I could write different amounts on the store copy and my copy. It *does* show that I had the chicken sandwich and not the filet mignon but is that really a concern? Is it likely or even possible for a restaurant to reopen the check and change the list of items after the card has been run? I don't know the answer to that so even though I have NEVER had a problem in over 25 years of using a credit card I think I will still keep restaurant receipts.
There is always (?) a signature required at a restaurant. It could be a silly squiggle on a touch pad but it's something. If I dispute a charge and the restaurant produces a receipt that doesn't have my signature then that's a problem. And, I trust that the software that accepts the squiggle is configured and protected so that it would produce the same list of items that I put my squiggle under. So maybe I don't even need restaurant receipts, but I think I will keep them around for a while anyway.
I feel perfectly comfortable accepting an email receipt. I don't need a bunch of little pieces of paper cluttering up the office.
I very rarely pay with cash anymore; three times in a year would be a lot. Cash can fall out of my pocket, cash can be accidentally left on the table, cash can be stolen. Yes, a credit card can be lost, forgotten, or stolen also but there are fraud and theft safeguards for credit cards. Cards can be locked or replaced and charges can be removed but once cash is gone, it is gone for good.
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For me, the issue is that, if the business policy is to not provide a paper receipt, and you accept that policy, then you cannot effectively dispute a charge. The merchant can just charge your account and say that you made a purchase or purchases, and they have no copy of a receipt because you agreed that no receipt would be created.