[M2inOR]

Just a reminder:

If you haven't done so already, sign up for online access to your credit card account. You can even install an app if you have a smartphone or tablet.

Once account is established, you can set alerts: you can get a text or email alert each time your credit card is used. Each transaction also has a unique number. You can also login using your computer to see each transaction and whether it's pending or actually processed.

You can also get a separate receipt as a text or email from whichever service the merchant is using.

If you want that cookie or treat bad enough, you will use that credit card.

Don't forget, there are also some merchants elsewhere that might not take a CC and require "cash-only" if under a certain amount. No cookie for you if you don't have the cash.