As others have said anything over 19.5 mph is technically a LSV Low Speed Vehicle and must be licensed and insured or your subject to a citation. Most vehicles sold around the Villages are set to 19.5 mph and then they change from 18" tires to 20" 205/65-10 tires which increases the top speed to around 22 mph. The biggest risk to adjusting the governor is speeding tickets and blowing the plastic ring gear which is around $1,200 parts and labor.
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