Quote:
Originally Posted by Joe C.
If you have a car accident and make a claim, your premium the following year goes up. Everybody else's insurance doesn't go up because of your accident.
Should be the same for homeowner insurance. You put in a claim for home damage, your premium goes up. Mine shouldn't.
Easy peasy.
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If you live in an area where cars are commonly stolen, EVERYBODY pays more for insurance, even if you've not had your car stolen...