Talk of The Villages Florida - View Single Post - Headline: Homeowners insurance crisis hits villages
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Old 08-26-2022, 11:52 AM
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Quote:
Originally Posted by OrangeBlossomBaby View Post
Meanwhile - as I live in a manufactured home, there are only a couple of insurance companies that will cover my home at all. We have a metal roof so we don't really have to deal with increases resulting from aging roofs, but our premiums are higher than houses because manufactured homes are considered less stable and a higher risk for damage/catastrophic destruction during hurricanes and other incidents.
But they are also less expensive to replace/repair. I’d live in a manufactured home or doublewide in a heartbeat… if it came with a quality storm shelter.