Talk of The Villages Florida - View Single Post - Do you have sinkhole and flood insurance?
View Single Post
 
Old 09-01-2022, 06:16 AM
Catalina36 Catalina36 is offline
Senior Member
Join Date: Nov 2020
Posts: 296
Thanks: 13
Thanked 345 Times in 113 Posts
Default

Quote:
Originally Posted by Hifred View Post
We have Allstate. Sink hole is covered at standard deductible. Quick question with the cost of houses increasing and the cost of construction increasing has anyone upped their homeowner's recently? Not to sound like The ************** (LOL) but we bought our home in 2019 for $385,000 which I thought is ridiculously high but now the same home in my neighborhood recently sold for almost $599,000 and we have a golf cart garage and they didn't. So do we need to call the insurance provider and ask them to revalue our home. I would hate to have a lightning strike and not have adequate coverage.
We are All very Happy with the increase in prices of buying a home in The Villages. 2021 was a great year for increasing values. Wait till 2023 when the taxes will increase because of accessed value increase. Then the H.O. insurance increase because the value of your home went up?? It takes 2 years to impact your tax base.