Talk of The Villages Florida - View Single Post - Do you have sinkhole and flood insurance?
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Old 09-02-2022, 12:31 PM
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Originally Posted by bsloan1960 View Post
Just wondering if these are a real threat. They significantly increase the premium.

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Sinkhole and flood. This is central FL, both are real threats. I have the comprehensive SH insurance which is the more expensive of the types of SH insurance. I found the insurance here is reasonable to what I paid before in Seattle. However, the umbrella insurance is five times what I paid in Seattle. When I asked State Farm rep why, she said FL is a very litigious State. I assumed that from the million injury lawyer billboards I see driving to and from Tampa and Orlando. If you can afford it, don’t go cheap on insurance – you’ll sleep better.