Talk of The Villages Florida - View Single Post - Headline: Homeowners insurance crisis hits villages
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Old 09-08-2022, 01:36 PM
mrf0151 mrf0151 is offline
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Originally Posted by retiredguy123 View Post
There is no common sense logic for how insurance companies set their rates. I think they use complex computer algorithms to analyze customers and maximize profit. Last year, I switched from Allstate to State Farm auto insurance and saved more than 50 percent. The State Farm agent said that the reason they gave me such a low rate was because I had been an Allstate customer for 27 years. I guess Allstate thought that I would just accept a 32 percent rate increase because I was a long time customer. Go figure.
Interesting and I called last week to State Farm and their HO policy, apples to apples was 15% higher than our current Travelers.