Len,
I think you and Tony have nailed it.... One caveat (or maybe a double down warning).
Phishers use eBay and PayPal "addresses" to get you to update data. NEVER click on these links. If you get one, open another browser session, and type in the URL (the web page address www.xxxxxxx.com)
You will then see on your home page for these sites if you have nay legitimate messages.
k
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Holyoke, Mass; East Granby, Monroe, Madison and Branford, Conn; Port Clyde, Maine; North Myrtle Beach, SC; The Village of Bonita (April 2009 - )
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