as others have stated, you have to pay the property tax whether or not you are a resident of the state, if indeed, you own property in the state. If one state, such as Florida, offers a Homestead advantage, and the other state does not, then it is advantageous to claim the Homesteading state as your state of residence. That is the case between Florida and NY. There is no Homestead advantage in NY.
On top of that, as a resident of Florida, as long as I don't stay more than 180 in NY, (or it might be 184, it doesn't matter because I don't come close) I don't pay income tax to NY State. BTW, NY State does NOT tax Social Security, and if you draw from a pension or IRA, you get a 20K exclusion, as does your spouse as long as they are drawing from their own separate pension or IRA, and approximately a 16K Married Filing Jointly Standard Deduction, so it probably doesn't work out to a huge savings for us, but it's still better to have it than give it to NY.
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