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Originally Posted by Aces4
That does appear to be the better deal and there are no fees or cost associated with stock choices?
I did find online rates for cds including 3.65%/5 yrs and 3.55%/3 yrs. It’s not enough to cover inflation but better than a sharp stick in the eye, (stock loss). It will be interesting to see what cd rates due after October 1st.
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Seems like banks neither need or want our short term money right now so they pay accordingly. Tying up our money long term at much lower than inflation rates does not appeal to me so we are still mostly in mutual funds but rather conservative ones like value and dividend growth.