Quote:
Originally Posted by Stu from NYC
Seems like banks neither need or want our short term money right now so they pay accordingly. Tying up our money long term at much lower than inflation rates does not appeal to me so we are still mostly in mutual funds but rather conservative ones like value and dividend growth.
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We ladder our cds, have no fees, no investment people with which to deal and we love the FDIC. It works for us but we all have different tolerances for investing.