Quote:
Originally Posted by MrLonzo
I just heard a news report that said the average cost of homeowners insurance in Florida is 3 times the national average, about $4500/year! I'm thinking of buying a place at the Villages and trying to get a handle on homeowners insurance premiums. Do you care to share how much you're paying? (and I assume it doesn't cover flooding by hurricanes?)
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Our initial rate with State Farm is about $3,000. Then there are a bunch of deductions - auto insurance with them, no claims, wind mitigation because of construction here, high deductible of 1% home value - it works out to about $1,500.