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Originally Posted by Rainger99
If it is not a sinkhole, would it be covered by sinkhole insurance? In my experience, insurance companies look for reasons (loopholes) to deny claims rather than reasons to pay them.
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Sounds like you’ve been with poor insurance companies. As I retired insurance claims manager, I can tell you that our adjusters were always instructed to first look for coverage for each and every claim filed, and then only if coverage can not be found, then turn to the exclusion claims. I know most mainstream insurance companies have the same philosophy, and conduct themselves with the highest degree of integrity. If coverage was ever questioned no seemed gray, we alwaysnerred on the side of the policyholder and afforded coverage. We only denied coverage when the denial was clear- cut and could be legally defended.