Talk of The Villages Florida - View Single Post - Credit card fee
Thread: Credit card fee
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Old 10-16-2022, 03:37 PM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by wfgross58 View Post
I think the businesses should support Apple Pay (or other similar systems). Apple Pays costs consumers and businesses $0 to use/accept. Apple makes there money by charging cc companies 0.15% for the transaction, with a guarantee of a valid transaction.
Not exactly.

"Millions of store locations already accept Apple Pay, and although Apple doesn't charge merchants fees to accept the payment method, you will still pay transaction fees as you would typically on any other credit and debit sale. Credit card swipe fees in the U.S. range from 2 percent to 4 percent."

As I understand it, the merchant doesn't pay for using the Apple Pay method, but they still pay the bank for the usual credit card fee. So, what's the big deal?

Last edited by retiredguy123; 10-16-2022 at 03:45 PM.