Talk of The Villages Florida - View Single Post - How has the stock market been treating you?
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Old 10-17-2022, 08:12 AM
melpetezrinski melpetezrinski is offline
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Quote:
Originally Posted by retiredguy123 View Post
So, T-bills pay a higher interest rate than CDs. I didn't know that, but I wouldn't buy either product. The Vanguard short term bond index fund is paying 4.38 percent, and you don't need to tie up your money for 12 months.

Their high yield fund (junk bonds) is paying 7.46 percent, which is a good way to increase your overall yield with a small percentage of your bond portfolio.

26 week bills are paying low 4's. High yield junk bonds ARE a "good way to increase your overall yield" but there is definitely some risk associated with this product.