Heard where? From some opinion-maker or entertainer?

Those who are watching the Congress and the administration closely have concluded that the negotiations are at a stage where there is no chance that a bill could be considered by both houses before the beginning of the August recess. Many have opined that proposed legislation might not even be formally considered this year. Certainly, there is absolutely nothing in writing as to the content of any proposed legislation. The President has said "don't bet against the passage of healthcare legislation"...but he doesn't say WHEN.

Simply put, Dilly, there is no answer to your question at the moment. And there may be no definitive answer for several months.